Honda Financial Customer Service is available by phone, email or chat. This lender offers auto loans for new, used and certified pre-owned vehicles as well as powersports and marine products and power equipment. It also has lease options for new and used cars, trucks, SUVs, motorcycles and other vehicles. Honda Financial services are available in all 50 states.
The lender’s credit requirements vary by state and are based on your credit score and the type of vehicle you purchase. Borrowers may also need to provide the vehicle’s serial number (if equipped) and its radio or navigation codes, or anti-theft access code, to complete the financing process. Honda Financial Services does not require co-applicants, but borrowers who plan to have one should be aware that the lender will consider both of their credit histories and incomes when making a decision.
While the company has a low BBB rating, it does offer competitive APRs and some special financing programs and offers. Those include discounts for college graduates and military members, as well as zero down options for customers with bad credit. The lender also provides flexible loan repayment terms, including the option to pay off your remaining balance early.
Honda is one of the world’s leading automakers, and its finance arm helps customers purchase its vehicles. Its loan and lease offerings can help buyers with all types of budgets, and it offers online preapprovals to save time at the dealership. However, it’s important to remember that you can only use Honda Financial Services to buy or lease a Honda vehicle, so it may be restrictive for some buyers.
Regardless of which type of vehicle you want to purchase, it’s worth checking out other lenders as well. For example, Capital One Auto Finance and LightStream are both good alternatives for borrowers looking to shop around. Both lenders offer competitive APRs and may have different programs and options that fit your needs.
If you’re having trouble with your Honda Financial account, it may be helpful to contact your local branch or dealer. Often, these individuals can answer questions quickly and offer solutions to common problems. They can also refer you to a manager or specialist who can assist you with more complex issues. You can find the location of your nearest branch on its website. In addition, you can call the lender’s toll-free number to reach a live representative. In some cases, the representative may be able to help you remotely as well. For this reason, it’s a good idea to have your vehicle information and any relevant documents handy when calling the company. This includes the vehicle identification number (VIN), serial number and any other applicable documents. You should also have the contact information for your vehicle’s manufacturer and the dealer where you plan to buy or lease. This is particularly important if you’re trying to resolve a problem that requires in-person interaction. In many cases, this will be the only way to resolve the issue in a timely manner. Honda Financial Customer Service